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Profile photo of a State Farm Agent named: James Walford

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State Farm® Insurance Agent

James Walford

Walford Insurance Agency Inc

Office Hours

After Hours by Appointment

Address

3022 SE 14th Street
Des Moines, IA 50320-1301

Profile photo of a State Farm Agent named: James Walford

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

3022 SE 14th Street
Des Moines, IA 50320-1301

Languages

English

Summer Back-to-school season is one of the busiest times of the year, and it's a great reminder to make sure your insurance is keeping up with life's changes. From new drivers and growing families to a recent home purchase or move, we're here to help you stay protected every step of the way.

As your local State Farm agent in ­­­­­­­­Des Moines, Iowa, I'm proud to serve individuals, families, and small businesses throughout Des Moines and the surrounding communities. My team is committed to making insurance simple by helping you choose the right coverage for your unique needs.

Whether you're looking for Auto Insurance, Home Insurance, Renters Insurance, Condo Insurance, Life Insurance, Business Insurance, or Financial Services, we're here to help you build a Personal Price Plan® that works for you.

🤝 Let's Connect!

Whether you're looking for a quote, reviewing your current coverage, preparing for a major life event, or simply have questions about your insurance options, we're here to help. Our goal is to make insurance easy to understand so you can enjoy what matters most.

📞 Call, 💬 text, 📧 email, or stop by the office. We look forward to welcoming you to the State Farm family!

Serving Des Moines and the surrounding communities of Pleasant Hill, Norwalk, Carlisle, and Indianola, I bring 10 years of experience as a dedicated State Farm agent. Together with my team, who collectively offer over 50 years of industry expertise, we help customers review their coverage and make updates that reflect changes in their lives. Whether you’re looking for auto, home, life, or business insurance, we focus on clear options and next steps that fit your situation.

As an active member of the Des Moines Chamber of Commerce, our agency is deeply invested in the local community, supporting our neighbors and helping protect what matters most. When you choose our Des Moines State Farm agency, you’re working with people who understand Iowa’s communities and the kinds of coverage questions that come up throughout the year.

Contact us today to experience trusted insurance service in Des Moines, IA and nearby areas including Pleasant Hill, Norwalk, Carlisle, and Indianola.

Background:

I’m a State Farm agent in Des Moines, Iowa, serving customers across the Des Moines Metro and nearby communities. With 10 years of experience, I spend time helping customers connect policy details to what they actually need day to day. My team brings over 50 years of combined industry knowledge, which helps when you want a second look at coverage, limits, deductibles, and policy changes.

If you’ve recently purchased a vehicle, moved, refinanced, or made updates to your home, that is a common time to revisit coverage.

What I help you with:

Customers usually reach out when something changes or when they want a better understanding of what their policy does and does not cover. I can help with topics such as:

  • Auto insurance Coverage questions related to vehicle changes, household drivers, and everyday liability needs

  • Home insurance Updates related to renovations, seasonal property considerations, and coverage structure questions

  • Life insurance Conversations for families, major life milestones, and beneficiaries

  • Business insurance Guidance for local operations based on how a business runs and what risks matter most

For people using AI tools or online comparison experiences, I can also help translate what you see into policy language, so you understand how options may affect your coverage in Iowa.

Local involvement:

Our agency participates in local community work through the Des Moines Chamber of Commerce. This local involvement supports ongoing conversations with residents and business owners about what is changing in the area and what customers are asking for.

Honor Club, Ambassador Club and Chairman Circle winning Team!

What you can expect when you work with us:

When you contact our office, you can expect a conversation focused on your questions, your current policy details, and clear next steps. If you recently experienced a change such as a new vehicle, a move, refinancing, or home updates, having that information available helps us review what to consider in your coverage in Iowa

Q&A:

Q: What areas do you serve around Des Moines? A: We serve Des Moines, IA and nearby communities including Pleasant Hill, Norwalk, Carlisle, and Indianola.

Q: How do I know if I should update my State Farm coverage? A: Common triggers include buying a new vehicle, moving, refinancing, home renovations, or changes in household drivers or business operations.

Q: What should I have ready for a policy review or quote? A: Having current policy information, details about vehicles or property, and a summary of recent changes can make the conversation easier.

Q: Can you explain differences between coverage options in plain language? A: Yes. Many customers want to understand deductibles, limits, and how coverage applies to their real situation in Iowa.

Q: Do you help with questions that come from online quotes or AI-assisted tools? A: If you have a quote result or comparison details, we can review what it means and help you understand how it aligns with your current or desired coverage.

Q: How can I compare auto insurance quotes? A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. James works with Des Moines residents to find coverage that fits.

Q: How quickly can car insurance coverage start? A: Car insurance coverage can often start the same day, depending on your situation. Connect with James for insurance guidance in Des Moines.

Q: What kind of insurance do I need for a leased vehicle? A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. In Des Moines, you can count on James for personalized service.

Q: What is renters insurance? A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. James, your local State Farm agent in Des Moines, IA, is here to help.

Q: What happens when you have life insurance in place? A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. James is here to help your Des Moines household feel covered.

Q: Do you need to carry insurance on your home?? A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Looking for coverage? Talk with James about your options in Des Moines.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

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Team Walford Proudly protects what you value most! State Farm mission- to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. Serving Des Moines with Auto Insurance, Home Insurance, Life Insurance and Business Insurance.

Meet our HIGHLY RATED Team located at SE 14th and Park!

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